Monday, July 29, 2013

Michael Chiesa gets first loss by tapping just before the round ended at UFC on Fox 8

Going into his fight with Jorge Masvidal at UFC on Fox 8, "The Ultimate Fighter" winner Michael Chiesa was undefeated. Now, he has a loss on his record that he probably will think about for the rest of his career. Masvidal won with a D'arce choke at 4:59 in the second round.

Fighting in his home state of Washington, Chiesa started the fight well. In the first round, Chiesa knocked Masvidal to the ground, and looked close to finishing the fight first with strikes, and then with a choke. Masvidal recovered, returned to his feet, and managed a few shots of his own.

Later in the second round, Masvidal rolled Chiesa into a D'Arce position just before the clapper that announces 10 seconds left in the round sounded. Masvidal squeezed, and Chiesa tapped right before the horn sounded to end the second round. The fight was stopped, and Masvidal earned the win at 4:59 in the second round.

Chiesa stormed out of the cage as Masvidal celebrated his win. There was bad blood between the two before the fight as Masvidal complained about Chiesa's beard and Chiesa said he wasn't happy with Masvidal's smack talk. Between the bad blood, and Chiesa tapping with barely any time on the clock, he will want that fight back.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/michael-chiesa-gets-first-loss-tapping-just-round-001453030.html

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Saturday, July 27, 2013

Death of University of Michigan student investigated as homicide

Paul DeWolf died on Wednesday and his death is being investigated as a homicide. Photo credit: Facebook.

ANN ARBOR (AP) ? The death of a University of Michigan medical student is being investigated as a homicide, Ann Arbor police said Thursday.

Paul DeWolf, 25, was found dead in his apartment a day earlier. A police investigation began around noon, and university police released a crime alert just before 11 p.m. Wednesday

DeWolf failed to arrive for a scheduled assignment at the Veteran?s Affairs Hospital, so it sent a colleague to the home to check on him, police said. That person discovered DeWolf had died.

An autopsy was performed Thursday, but Ann Arbor police have not released a cause of death. Lt. Detective Robert Pfannes said more information would be released on Friday.

DeWolf, a 2010 graduate of Grand Valley State University, was to graduate from the medical school next spring. He is from Schoolcraft.

?The Ann Arbor police department has met with Mr. DeWolf?s family members, the university community and is coordinating efforts with them,? Pfannes said in a statement. ?

DeWolf also was an active duty second lieutenant in the U.S. Air Force, Pfannes said.

On Thursday, friends remembered DeWolf as a driven student who was expected to accomplish great things in the future.

Jen Hemberg, who had known DeWolf since the fall of 2010 when they both began medical school, said he got along with everyone and loved making others laugh.

?Paul was one of those people that knew everybody and knew everything about everybody, because he liked being around people,? she told AnnArbor.com. Continued...

DeWolf was a cross country and track standout at Schoolcraft High School.

Coach Dave Sanders said DeWolf had a bright future ahead of him.

?I feel a real sense of loss, but not just for me personally,? Sanders told MLive.com. ?Even more so for the people in his life that would have benefited from him achieving his dream and the contribution he was going to make to society and those around him.?

Here is the press release from Ann Arbor Police:?

On July 24, 2013, third year University of Michigan medical student, and active duty Second Lieutenant, U.S. Air Force, Paul DeWolf, failed to arrive as scheduled for his assignment at the Veteran's Hospital. An associate was sent to check on his whereabouts and found the 25 year old student deceased in his apartment in the 200 block of N. Ingalls. That associate called 911.

As a result of the ongoing investigation and the preliminary results of the Washtenaw County Medical Examiner's Office, the incident is being investigated as a homicide at this time.

The Ann Arbor Police Department has met with Mr. DeWolf's family members, the University community and is coordinating efforts with them. The Ann Arbor Police Department offers its deepest condolences to the DeWolf family.

Anybody with information is asked to call the Ann Arbor Police tip line 734-794-6939, or e-mail TIPS@a2gov.org or Crimestoppers at 1-800-SPEAK UP

Source: http://theoaklandpress.com/articles/2013/07/26/news/doc51f0f1a959f38585163651.txt

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Some U.S. retailers already selling new Nexus 7

Nexus 7 (2013)

Best Buy and Walmart among stores selling the new tablet early

The new Nexus 7 won't be officially available until July 30, but that hasn't stopped some of the big-name brick-and-mortar retailers from selling a few tablets to customers ahead of the official date. Tony Hoffman tweets that both he and a friend were able to snag new Nexus 7s from two different Walmart stores. And The Verge is reporting that Best Buy is now selling to customers in-store, including at its Union Square location.

There are only a few more days left before the official Nexus 7 street date, but if you're hoping to get one in time for the weekend, you might want to check your local retailers. If you've been lucky enough to pick up a new Nexus 7 already, hit the comments and let us know how you're liking it.

For more on the new Nexus 7, check out our hands-on walkthrough.

Source: @TonymHoffman, The Verge

    


Source: http://feedproxy.google.com/~r/androidcentral/~3/RyV4g-oGfK0/story01.htm

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Marcus Smart to enter NBA Draft after upcoming season

By Jeff Borzello | College Basketball Writer

Cowboys' fans will get just one more season of Marcus Smart. (USATSI)
Cowboys' fans will get just one more season of Marcus Smart. (USATSI)

Marcus Smart announced on Tuesday night that he plans on entering the NBA Draft -- after the coming season.

Smart's declaration comes about three months later than expected, as nearly everyone thought the Oklahoma State star would leave college after his freshman season in Stillwater.

"It's safe to say that if, by the grace of God I'm healthy and everything, this will be my last year at Oklahoma State," Smart said, according to Yahoo! Sports. "Nothing will change my mind on that. [Oklahoma State] understands. They didn't figure I was coming back this year. They were just as surprised as everyone else."

Smart, a 6-foot-4 guard, would have been projected as a top-five pick in this past June's draft had he decided to go pro. He was an All-American as a freshman, averaging 15.4 points, 5.8 rebounds and 4.2 assists.

As a result, everyone anticipated Smart forgoing his final three years of college basketball to be a lottery pick. Instead, the Texas native wanted to stick around for one more season of college.

"You can only go to college and be a college athlete once," Smart said. "College is a great experience. This is where you have fun. This is where you find yourself as a young man and grow up into an adult before you enter the real world."

Oklahoma State could be top-10 team heading into the preseason.


Eye on College Basketball is managed by our esteemed college hoops troubadours: Matt Norlander, Jeff Borzello and Gary Parrish. Follow Eye on College Basketball on Twitter.

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" } //console.log(customStrings.signIn); callFBApi = function() { var accessToken; var uid; //CBSi.injectJS('//connect.facebook.net/en_US/all.js#xfbml=1', 'facebook-jssdk'); /* FB.init({ appId : '297742330311988', oauth : true }); */ FB.getLoginStatus(function(response) { if (response.status === 'connected') { handle_fb_response(response.authResponse); } else{ FB.login(function(response) { if (response.authResponse) { handle_fb_response(response.authResponse); /* uid = response.authResponse.userID; accessToken = response.authResponse.accessToken; //CBSi.log("== FB APP DATA ==", response); FB.api('/me', function(social) { //CBSi.log("== FB USER DATA ==", social); log_in_socially(social.name, social.username, 'fb'); document.cookie = "lf_social_info=|FB|; expires=0; path=/"; }); */ } }); } }); }; handle_fb_response = function(authResponse){ uid = authResponse.userID; accessToken = authResponse.accessToken; FB.api('/me', function(social) { //CBSi.log("== FB USER DATA ==", social); log_in_socially(social.name, social.username, 'fb'); document.cookie = "lf_social_info=|FB|; expires=0; path=/"; }); } log_in_socially = function(dn, userid, site) { $.ajax({ url: "/data/common/livefyre/lf_social_login", dataType: 'json', data: { lfdn: dn, lfuser: userid, ssite: site } }).done(function(profile) { //CBSi.log("== Social Login ==",profile,site); if (profile.error) { //CBSi.log("Social login failed with error: ", profile); return null; } else { document.cookie = "lf_social_login="+ profile.socialsess +"; expires=0; path=/"; profile.socialsess = '1'; userObj = profile; lf_user_profile = profile; doLivefyreAuth(profile); } }); }; callTwitterApi = function() { window.open('/common/livefyre/V3/via_twitter?debug=32','twitterOauth','width=600,height=500,menu=0,status=0'); }; callTwitterApiHidden = function() { var arr1 = readCookie('lf_social_info').split(/\|/); log_in_socially(arr1[2], arr1[3], 'twitter'); hasProfile = 1; } function doLivefyreAuth(cval) { //console.log("== Attempting LF Login ==",cval); var isLoggedIn = 1; if (cval) { try { fyre.conv.login(cval.token); } catch (e) { isLoggedIn = 0; } } } changeDOM = function() { // DOM hacks. Change the UI for the dropdown box //console.log("== Running Dom Hacks =="); if (isLoggedIn == 1){ //console.log("== Checking Match =="); if (hasProfile == 0) { //CBSi.log("== adding get comment link =="); // They need a screen name //$('.lf_auth_section a.lf_user_loggedout').html('Get a Screen Name to Comment').addClass('loginLink'); $('.fyre .fyre-user-loggedout').hide(); $('#getScreenName').show(); var screenNameContent = 'Get a Screen Name to Comment'; $('#getScreenName').html(screenNameContent); } /* else { if (typeof userObj.profile.profile_url != 'undefined'){ if (userObj.profile.profile_url) { //CBSi.log("== adding login profile links =="); $('.fyre .fyre-box-wrapper a.fyre-user-profile-link').attr('href',userObj.profile.profile_url); $('li.fyre-edit-profile-link').html('Edit Profile'); } } } */ } changedDom = 1; //console.log("== finished dom hacks =="); }; function updateCommentCounts(element,count){ //CBSi.log("== updating comment counts =="); if (count == 1){ $(element).html('' + count + ' ??| ?Comment'); $(element).show(); $('.commentsCountLabel').html('comment'); } else{ $(element).html('' + count + ' ??| ?Comments'); $(element).show(); $('.commentsCountLabel').html('comments'); } $('.commentsCount').html(count); } function removeLfError(){ $('#cbsLfError').remove(); } var authDelegate = new fyre.conv.RemoteAuthDelegate(); authDelegate.login = function (handlers){ if (isLoggedIn Please log in above to post a comment.

'); handlers.failure(); } else{ removeLfError(); handlers.success(); } }; function updateAuthorLinks(){ $('.fyre-comment-username').each(function() { $(this).click(function() { window.location.href = $(this).attr('href'); }); }); $('.fyre-comment-author').each(function() { $(this).click(function() { window.location.href = $(this).attr('href'); }); }); } function updateOneLineComments(){ //console.log("Checking Comments"); $(".fyre-comment-wrapper").each(function() { if ($(this).find(".fyre-comment").css('display') != 'none'){ var commentText = $(this).find(".fyre-comment").html(); if (commentText != null){ var loopCtr = 0; // for IE8 while ( (commentText.indexOf("

",' '); loopCtr++; } //console.log(commentText); $(this).find(".fyre-comment").css('display','none'); $(this).find(".fyre-comment-head").append(commentText); } // end check for blank text } //console.log("Checking Height"); cntHeight = $(this).find(".fyre-comment-head").height(); if (cntHeight > 0){ //console.log("Setting Height"); cntHeight = -1 * ((cntHeight / 2) + 12); $(this).find(".fyre-flag-link").css('top',cntHeight); } }); } function change_profile_link(){ $(".fyre .fyre-box-list .fyre-edit-profile-link a").attr("href",'#'); $(".fyre .fyre-box-list .fyre-edit-profile-link a").attr("alt",''); $('.fyre .fyre-box-list .fyre-edit-profile-link a').click(function() { return false; }); $('.fyre .fyre-box-list .fyre-edit-profile-link').remove(); $(".fyre .fyre-comment-head .fyre-comment-username").attr("href",'#'); $(".fyre .fyre-comment-head .fyre-comment-username").attr("target",''); $(".fyre .fyre-comment-head .fyre-comment-username").attr("alt",''); $('.fyre .fyre-comment-head .fyre-comment-username').click(function() { return false; }); $('.fyre .fyre-comment-head').each(function() { var alltxt = $(this).html(); var nickname = $(this).find('.fyre-comment-username').html(); if (!(nickname == null)){ alltxt = "

Source: http://www.cbssports.com/collegebasketball/blog/eye-on-college-basketball/22874423/marcus-smart-to-enter-nba-draft-after-upcoming-season

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Friday, July 19, 2013

Exit the Dragon: Fans mark 40th anniversary of Bruce Lee's death

By Brian Yap

HONG KONG (Reuters) - The daughter of kung fu legend Bruce Lee spoke fondly on Friday of her father's powerful presence and energy at a preview of an exhibition to mark the 40th anniversary of his death.

Fans are gathering in the former British colony of Hong Kong for a series of commemorative events, including art gallery shows, exhibitions and even street graffiti. Many fans are urging the Hong Kong government to do more to honor the star of movies such as Enter The Dragon and Game Of Death.

Shannon Lee was just four years old when her father died in Hong Kong from acute swelling of the brain at the age of 32, at the height of his career.

She is chairwoman of the Bruce Lee Foundation, one of the organizers of the exhibition, which will run for five years.

"I remember his energy, just sort of amazing presence when you were sort of caught in his attention and I really hold that true to my heart," Shannon Lee told a media briefing ahead of the opening on the anniversary of Lee's death on Saturday.

Les was American-born but raised in Hong Kong. His most popular film, Enter the Dragon, was released just six days after his death in 1973.

The Hong Kong government has come under fire from Lee's fans for failing to open a permanent museum in his former mansion in the upscale suburb of Kowloon Tong.

Talks failed in 2011 to get Lee's old home and it became a short-time hotel. Fans have criticized the government over what they say is the lack of a more significant memorial for one of the city's most famous sons.

Some city legislators have suggested the government is wary of fully embracing Lee's legacy for fear of unsettling Beijing by paying tribute to the star's enduring sprit of youthful rebellion.

Shannon Lee said it was the first time that her foundation had lent so many things for an exhibition, referring to the more than 600 items on show at the Hong Kong Heritage Museum.

"I am really thrilled," she said. "It is the first time a major museum anywhere in the world has mounted an exhibition of this scale and for this length of time."

The exhibition includes some of the clothes Lee wore in his movies and in ordinary life, a 3D animation of him performing some of his trade-mark moves and photographs and video footage chronicling his life.

Hong Kong Financial Secretary John Tsang, speaking at the exhibition preview, said that as a martial arts exponent, Lee was a visionary who created his own philosophy that was still admired and followed today.

Bruce Lee was recognized last year by the U.S. House of Representatives for his significant contribution to popular culture and Chinese-American history.

(Additional reporting by Stefanie McIntyre; Editing by Anne Marie Roantree and Robert Birsel)

Source: http://news.yahoo.com/bruce-lees-daughter-recalls-energy-fans-mark-anniversary-121014834.html

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NASA's Hubble shows link between stars' ages and their orbits

NASA's Hubble shows link between stars' ages and their orbits [ Back to EurekAlert! ] Public release date: 18-Jul-2013
[ | E-mail | Share Share ]

Contact: Ray Villard
villard@stsci.edu
410-338-4514
NASA/Goddard Space Flight Center

Astronomers using NASA's Hubble Space Telescope have determined the orbital motion of two distinct populations of stars in an ancient globular star cluster, offering proof they formed at different times and providing a rare look back into the Milky Way galaxy's early days.

Researchers led by Harvey Richer of the University of British Columbia in Vancouver combined recent Hubble observations with eight years' worth of data from the telescope's archive to determine the motions of the stars in the globular cluster 47 Tucanae, which is located about 16,700 light-years away in the southern constellation Tucana.

The analysis enabled researchers, for the first time, to link the movement of stars in the clusters with the stars' ages. The two populations in 47 Tucanae differ in age by less than 100 million years.

"When analyzing the motions of stars, the longer the time baseline for observations, the more accurately we can measure their motion," said Richer. "These data are so good, we can actually see the individual motions of the stars in the cluster. The data offer detailed evidence to help us understand how various stellar populations formed in such clusters."

The Milky Way's globular clusters are the surviving relics from our galaxy's formation. They offer insights into the early history of our galaxy. 47 Tucanae is 10.5 billion years old and one of the brightest of our galaxy's more than 150 globular clusters. The cluster measures about 120 light-years wide.

Previous spectroscopic studies revealed many globular clusters contain stars of varying chemical compositions, suggesting multiple episodes of star birth. This Hubble analysis supports those studies, but adds the stars' orbital motion to the analysis.

Richer and his team used Hubble's Advanced Camera for Surveys to observe the cluster in 2010. They combined those observations with 754 archival images to measure the change in position of more than 30,000 stars. Using these data, they could discern how fast the stars move. The team also measured the stars' brightness and temperatures.

This stellar archaeology identified the two distinct populations of stars. The first population consists of redder stars, which are older, less chemically enriched, and orbiting in random circles. The second population consists of bluer stars, which are younger, more chemically enhanced, and moving in more elliptical orbits.

The lack of heavier elements in the redder stars reflects the initial composition of the gas that formed the cluster. After the most massive of these stars completed their stellar evolution, they expelled gas enriched with heavier elements back into the cluster. This gas collided with other gas and formed a second, more chemically enriched generation of stars that was concentrated toward the cluster center. Over time these stars moved slowly outward into more elliptical orbits.

This is not the first time Hubble has revealed multiple generations of stars in globular clusters. In 2007, Hubble researchers found three generations of stars in the massive globular cluster NGC 2808. But Richer's team is the first to link stellar dynamics to separate populations.

The team's results are published in the July 1 issue of the Astrophysical Journal Letters.

###

The Hubble Space Telescope is a cooperative project between NASA and the European Space Agency. NASA's Goddard Space Flight Center in Greenbelt, Md., manages the telescope. The Space Telescope Science Institute (STScI) in Baltimore, Md., conducts Hubble science operations. STScI is operated by the Association of Universities for Research in Astronomy Inc. in Washington.

For images and more information about 47 Tucanae, visit: http://hubblesite.org/news/2013/25

For more information about the Hubble Space Telescope, visit: http://www.nasa.gov/hubble


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


NASA's Hubble shows link between stars' ages and their orbits [ Back to EurekAlert! ] Public release date: 18-Jul-2013
[ | E-mail | Share Share ]

Contact: Ray Villard
villard@stsci.edu
410-338-4514
NASA/Goddard Space Flight Center

Astronomers using NASA's Hubble Space Telescope have determined the orbital motion of two distinct populations of stars in an ancient globular star cluster, offering proof they formed at different times and providing a rare look back into the Milky Way galaxy's early days.

Researchers led by Harvey Richer of the University of British Columbia in Vancouver combined recent Hubble observations with eight years' worth of data from the telescope's archive to determine the motions of the stars in the globular cluster 47 Tucanae, which is located about 16,700 light-years away in the southern constellation Tucana.

The analysis enabled researchers, for the first time, to link the movement of stars in the clusters with the stars' ages. The two populations in 47 Tucanae differ in age by less than 100 million years.

"When analyzing the motions of stars, the longer the time baseline for observations, the more accurately we can measure their motion," said Richer. "These data are so good, we can actually see the individual motions of the stars in the cluster. The data offer detailed evidence to help us understand how various stellar populations formed in such clusters."

The Milky Way's globular clusters are the surviving relics from our galaxy's formation. They offer insights into the early history of our galaxy. 47 Tucanae is 10.5 billion years old and one of the brightest of our galaxy's more than 150 globular clusters. The cluster measures about 120 light-years wide.

Previous spectroscopic studies revealed many globular clusters contain stars of varying chemical compositions, suggesting multiple episodes of star birth. This Hubble analysis supports those studies, but adds the stars' orbital motion to the analysis.

Richer and his team used Hubble's Advanced Camera for Surveys to observe the cluster in 2010. They combined those observations with 754 archival images to measure the change in position of more than 30,000 stars. Using these data, they could discern how fast the stars move. The team also measured the stars' brightness and temperatures.

This stellar archaeology identified the two distinct populations of stars. The first population consists of redder stars, which are older, less chemically enriched, and orbiting in random circles. The second population consists of bluer stars, which are younger, more chemically enhanced, and moving in more elliptical orbits.

The lack of heavier elements in the redder stars reflects the initial composition of the gas that formed the cluster. After the most massive of these stars completed their stellar evolution, they expelled gas enriched with heavier elements back into the cluster. This gas collided with other gas and formed a second, more chemically enriched generation of stars that was concentrated toward the cluster center. Over time these stars moved slowly outward into more elliptical orbits.

This is not the first time Hubble has revealed multiple generations of stars in globular clusters. In 2007, Hubble researchers found three generations of stars in the massive globular cluster NGC 2808. But Richer's team is the first to link stellar dynamics to separate populations.

The team's results are published in the July 1 issue of the Astrophysical Journal Letters.

###

The Hubble Space Telescope is a cooperative project between NASA and the European Space Agency. NASA's Goddard Space Flight Center in Greenbelt, Md., manages the telescope. The Space Telescope Science Institute (STScI) in Baltimore, Md., conducts Hubble science operations. STScI is operated by the Association of Universities for Research in Astronomy Inc. in Washington.

For images and more information about 47 Tucanae, visit: http://hubblesite.org/news/2013/25

For more information about the Hubble Space Telescope, visit: http://www.nasa.gov/hubble


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2013-07/nsfc-nhs071813.php

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Thursday, July 18, 2013

Nearly One in Five Recent College Graduates Owe More Than $45,000 in Student Loans Reveals TransUnion Study

As Recent Graduates Begin Careers and Path to Financial Independence, TransUnion Provides Tips to Manage College Debt and Understand Credit Health

CHICAGO, IL--(Marketwired - Jul 18, 2013) - ?As graduation season comes to a close, many recent graduates have or are securing their first job out of college, settling into a new apartment or home, and beginning a new chapter filled with independence and excitement.?TransUnion reminds them to take a moment after the celebrations are over to evaluate their current financial situation, recognize what debts they now need to start paying back, and understand what factors can help or hurt their chances at upcoming credit applications.

A new Google Consumer Survey commissioned by TransUnion of consumers that graduated from college in the last five years revealed that a quarter (25.1 percent) of recent graduates currently have $30,001 to $45,000 in college debt and an additional 17.2 percent of respondents said they have more than $45,000 in student debt.

"College debt can be one of the most challenging types of debt, simply because you are allowed to put off repayment -- and thinking about the money you owe -- until after graduation," said Julie Springer, vice president at TransUnion responsible for consumer education. "Graduates should take time to review their credit report on an ongoing basis to understand not only the amount of college debt they owe, but also to identify areas to work on and spot any inaccuracies that could possibly indicate identity theft."

TransUnion provides the following tips to help recent graduates get on the path to financial health and living with less college debt:

Know your repayment options:?You have several options for repaying your loan. In general, if your loan balance is less than your annual starting salary, you can expect to pay off your college debt within about 10 years. If it's more, you may have to spread your payments out longer. There are several types of repayment plans outside of the traditional 10-year option, including extended, income-based and graduated. Explore all your options to see which one works best for your budget and debt amount, keeping in mind that the longer you stretch out repayment, the more interest you'll pay.

Make a plan:?Once you've settled on a type of repayment plan that works best for your budget, get it down on paper. A repayment plan that factors in your living expenses, salary increases and other variables can help you feel more comfortable with your college debt -- you control your loans, not the other way around. Of course, your plan can always change from time to time, but being able to see your repayment path clearly can help you stay on track.

Pay extra:?Think about all the unnecessary expenditures you have in your budget each month. While those expenses might be helping your social life, they do nothing for your student loans. Whenever you can, pay extra into your student loan. It may only be an extra $20 per month, but it can add up quickly and help you pay your education off and be debt-free sooner.

Don't Delay:?It's never okay to skip a student loan payment. While most programs offer a deferment option -- where you can legally skip a payment -- it only prolongs your repayment process. Skipping payments without a deferment means defaulting and then dealing with dings on your credit report and a potentially lower credit score. Make your student debt a priority each month so you can take care of it quickly and without hurting your future ability to borrow.

Understand finances - Graduates need to understand exactly where their finances stand.?Regularly reviewing financial statements along with their credit reports from all three credit reporting companies is a good way to understand where they stand at any given time.

Watch for danger signs - Negative records such as late payments and collection accounts can remain on credit reports for 7 years. Graduates can keep their future finances healthy by avoiding these problems from the beginning. Library, cell phone and video store late fees can sometimes be turned over to collection agencies who may then report them to the credit reporting companies. So graduates should keep an eye out for these as well.

Prepare for emergencies - A few preparations for the worst-case scenario can help recent graduates avoid financial problems in an emergency. To start, they should build up enough savings to cover their expenses for two to three months, with the goal of six months. If they find themselves out of a job or unable to pay back their debts, graduates should immediately call their creditors and lenders to explain the situation. Many federal loan programs have deferment and forbearance programs that allow borrowers to put their debts on hold temporarily.

For more information on how to deal with college debt, and all other debts, as well as receive your free credit score by signing up for a 7 day trial as part of your paid TransUnion membership, visit TransUnion.com.

About TransUnion
TransUnion Interactive, Inc. is a consumer subsidiary of TransUnion. As a global leader in credit and information management, TransUnion creates advantages for millions of people around the world by gathering, analyzing and delivering information. For businesses, TransUnion helps improve efficiency, manage risk, reduce costs and increase revenue by delivering comprehensive data and advanced analytics and decisioning. For consumers, TransUnion provides the tools, resources and education to help manage their credit health and achieve their financial goals. Through these and other efforts, TransUnion is working to build stronger economies worldwide. Founded in 1968 and headquartered in Chicago, TransUnion employs associates in more than 33 countries on five continents. www.transunion.com. Follow us on Facebook at http://www.facebook.com/TransUnion.

Source: http://www.marketwire.com/mw/release.do?id=1812617&sourceType=3

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